*Clients who make all their monthly program payments pay approximately 50% of their enrolled balance before fees, or 71% including fees, over 24 to 48 months. Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states & our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Also explore debt relief alternatives such as debt consolidation, refinance & credit counseling. Read & understand all program materials prior to enrollment, including, for example, potential adverse impact on credit rating.